A reader has updated and expanded the analysis of the factors behind variations in national differences in per capita GDP pioneered by Richard Lynn and Tatu Vanhanen in IQ and the Wealth of Nations. He finds a very close fit with a model four explanatory factors (average IQ, economic freedom, oil production per capita, and membership in either the European Union or NAFTA), and he discusses the remaining outliers.
My published articles are archived at iSteve.com -- Steve Sailer
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Third: send money via the Paypal-like Google Wallet to my Gmail address (that's isteveslrATgmail.com -- replace the AT with a @). (Non-tax deductible.)
Here's the Google Wallet FAQ. From it: "You will need to have (or sign up for) Google Wallet to send or receive money. If you have ever purchased anything on Google Play, then you most likely already have a Google Wallet. If you do not yet have a Google Wallet, don’t worry, the process is simple: go to wallet.google.com and follow the steps." You probably already have a Google ID and password, which Google Wallet uses, so signing up Wallet is pretty painless.
You can put money into your Google Wallet Balance from your bank account and send it with no service fee.
Or you can send money via credit card (Visa, MasterCard, AmEx, Discover) with the industry-standard 2.9% fee. (You don't need to put money into your Google Wallet Balance to do this.)
Google Wallet works from both a website and a smartphone app (Android and iPhone -- the Google Wallet app is currently available only in the U.S., but the Google Wallet website can be used in 160 countries).
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Fourth: if you have a Wells Fargo bank account, you can transfer money to me (with no fees) via Wells Fargo SurePay. Just tell WF SurePay to send the money to my ancient AOL email address steveslrATaol.com -- replace the AT with the usual @). (Non-tax deductible.)
Fifth: if you have a Chase bank account (or, theoretically,other bank accounts), you can transfer money to me (with no fees) via Chase QuickPay (FAQ). Just tell Chase QuickPay to send the money to my ancient AOL email address (steveslrATaol.com -- replace the AT with the usual @). If Chase asks for the name on my account, it's Steven Sailer with an n at the end of Steven. (Non-tax deductible.)
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